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the top gold IRA companies

7 Top Gold IRA Companies | Safeguard Your Retirement From Inflation

Work with the top-rated precious metals IRA companies to protect wealth against economic downturn and inflation.

Why Should You Invest In Gold Now?

1.The Silent Killer - Inflation

The United States is amid an economic crisis that has left America's economy microscope focused on one thing: inflation. The fact remains, though, as prices for goods and services have been trending upward throughout President Biden's term - it will get much worse before it gets better! It's not hard to see why people might feel like they don't have as much money left when their paychecks aren't relatively so high anymore!

You can't afford to ignore this! Oil prices are almost guaranteed to soar due to the current events abroad, with Ukraine dragging down our capacity and increasing demand at home. Thanks largely contributed by gasoline subsidies which might just continue into infinity if we don't do anything about preserving our wealth soon enough…

The current financial crisis has been caused by politicians who are more interested in expanding their power than protecting the American people. And the value of your assets is at stake. However, you do have control over your assets because this is a GOLD Opportunity!

And YOU DO HAVE A SAY IN THIS MATTER! And you can start learning to invest in Gold. What metal has always been associated with stability? With timelessness? The answer is GOLD! And now that we're facing an uncertain future where the big-spending federal government could ruin everything for us again. So investing in gold will significantly protect wealth and retirement savings against risks such as inflation or hyperinflation (both on the horizon)!

2. The Benefits Of Investing In Gold

Gold's value as a precious metal has been intact for centuries, even when the dollar was going through tough times. Because it can't be easily manipulated by politicians, and it doesn't care who sits in the White House. And in times of economic turmoil, people turn to Gold because they know it preserves values.

Gold has historically outperformed stocks during times of economic recession like we're experiencing now with our current president (or any other). Most importantly - a central bank can never print more Gold as they do with paper currency! Did you know that the U.S. dollar isn't backed by actual Gold for more than 50 years; as a result, we have witnessed many significant crushes since 1968, which led many smart Americans to invest heavily in Gold.

The COVID-19 pandemic gave our lawmakers an excuse for trillions in domestic spending, but what are the consequences? The dollar is in trouble, and it's getting worse after that. President Joe Biden continued to push debt as part of a wide-ranging infrastructure plan, which will ultimately burden us all with costs.

Americans are in denial that anything can threaten the value of their dollars. The bottom line is no one knows what tomorrow holds, and Americans should prepare for anything in case it's not "business as usual."

So Should You Invest In Gold Now?

The dollar is a fiat currency, meaning it has no inherent value, and citizens must rely on their governments to protect its value. Not only have such currencies repeatedly failed in nations around the world, but we all know politicians aren't doing enough to safeguard our U.S. Dollar! How can you ensure that what's coming out of your pocket tomorrow matches what goes in today? 

Gold is the ultimate hedge against economic uncertainty. Central banks are heavily investing in Gold because they see what could happen if there was an ever true collapse-and YOU should too!

The metal holds intrinsic worth due to not just one use--like jewelry or industrial equipment manufacturing (which would make sense)-but several: tech companies need it.

Hence, NOW is the time to invest in Gold - opening a gold IRA and adding gold to your investment portfolio will not only hedge against the risk but also increase your investment returns.

Imagine five years down the road; how much will those dollars you're saving for retirement be worth if we continue this speed of inflation? Your hard-earned money could lose value quickly without an extra boost from precious metals like Gold. So take action today, find yourself a reputable gold investment company and start investing in Gold to preserve wealth against inflations during these volatile times.

How A Gold IRA Account Can Diversify Your Portfolio & Hedge Against Risk?

When it comes to diversifying your portfolio and hedging against risks, a gold IRA account can be a valuable addition. Gold IRA vs Physical Gold, by investing in physical gold, you can reduce your exposure to stocks and other paper assets, which are subject to more volatility. Gold is also a proven store of value, which means it will maintain its purchasing power over time.

In addition, gold offers protection against inflation and deflation, making it an ideal hedge against economic uncertainty. So if you're looking for an option to diversify your portfolio and protect your assets, a gold IRA account is worth considering.

And now you can invest in gold and take advantage of all the tax benefits that come with a precious metals IRA, Gold IRA! A self-directed individual retirement account (IRA) gives investors the opportunity to hold physical gold and other precious metals in their retirement accounts.

Gold-backed IRAs offer the ultimate in security and stability. They're easy to set up and fund, too! You can simply fund it by rolling over funds from another retirement account or contributing to it directly with earnings subject only to your current tax allowance.

It's critical to partner with a reliable precious metals IRA company in the market to ensure your retirement plan is in a good place so that you won't run out of money in retirement.

Hence, it's essential to do due diligence and research before you make this crucial decision. You need a legit company with a great reputation, reliable, reasonable charges, and excellent customer supports.

We've done some hard work comparing these best gold-backed IRA companies in the market today and concluded the 7 highly rated gold IRA providers, supported by our in-depth and unbiased reviews.

7 Top Gold IRA Investment Companies

The Gold IRA is a popular investment vehicle for those who want to protect and accumulate wealth. The 7 top precious metal IRA companies are Augusta Precious Metals, GoldCo, Regal Assets, Noble Gold, Birch Gold Group, Advantage Gold, and BullionVault.

According to our research, none of the precious metals IRA companies listed below is perfect, they all have their strengths and weaknesses, but they're a winner in certain areas.

Remember that there is no one-size fits all investment, so it is vital that you do choose the precious metals IRA company that suits your current situation and financial goal the best. We have done most of the research for you; just take advantage of the finding we have for you here:

Pros

Cons

  • High initial investment - $50,000 required 
  • No offerings in platinum or palladium

#2 Goldco Precious Metals - Best Reputation

GoldCo Review

GOLDCO Website

FREE Gold IRA Kit direct from GoldCo

Pros

  • Well-established American company specialized in gold IRAs and silver IRAs
  • Wide selection of IRA-approved gold and silver coins 
  • Business Consumer Alliance (BCA) AAA
  • Better Business Bureau (BBB) A+ rating with 4.86 stars out of 5
  • Excellent customer service
  • Special offers for new customers
  • Endorsed by Sean Hannity
  • Buy-back program

Cons

  • Minimum investment of $25,000
  • Mainly sells gold and silver more than other precious metals
  • No prices and fees are available before signing up

Pros

  • Specialized in Gold and cryptocurrency IRA
  • Extensive IRA rollover track record
  • No extra transaction fees
  • Zero fees for IRA rollovers or transfers
  • Flat annual and storage fees
  • 1,650+ five-star reviews on BirdEye, based on 1,760 reviews
  • Excellent customer service and support
  • Forbes Finance Council member
  • Business Consumer Alliance (BCA) AA
  • Low minimum ($5,000-10,000)
  • No additional fees when selling back

Cons

  • Cannot make purchases online
  • Not BBB accredited

#4 Noble Gold – Best For Small Investors

Pros

  • Gold, silver, platinum, and palladium IRA
  • Roll over existing retirement accounts
  • Storage Facility in Texas & Delaware
  • Better Business Bureau (BBB) A+, 5 out of 5-star rating on Consumer Affairs
  • Business Consumer Alliance (BCA): AA
  • Excellent buy-back service
  • No pushy salespeople
  • Low IRA account minimum of $2,000
  • Reasonable fees
  • 24-hour account opening and seven days account fulfillment 

Cons

  • Annual fees high for low balances
  • Only an "A" rating from the BBB
  • Younger brand (only six years old)

#5 Birch Gold Group – Most Experienced IRA Company 

Birch Gold Review

Birch Gold Group Website

FREE Gold IRA Kit direct from Birch Gold

Pros

Cons

  • Higher premium on exclusive coins
  • Product prices are not very transparent 

#6 Advantage Gold – Best For First-Time Investors 

advantage gold - top gold ira companies

Advantage Gold Website

FREE Gold IRA Kit direct from Advantage Gold

Pros

Cons

  • Higher premium on exclusive coins
  • Product prices are not very transparent 

#7 BullionVault - Best For Trading Gold & Silver Online

  • Pros

    • Tripple A rating on Business Consumer Alliance (BCA)
    • Zero complaints since 2005
    • Queen's Awards for Enterprise, International Trade, 2022
    • Lowest prices on precious metals 
    • Investors can trade gold and silver 24 x7
    • Great customer ratings
    • Prompt customer support
    • World's biggest online bullion market with five international secured storage
    • Easy withdrawal: next-day withdrawals 
    • Transparent prices & vault storage online (daily audit in place)
    • No minimum investment 

    Cons

    • Not Better Business Bureau(BBB) credited: London-based company
    • The website design is outdated

How We Ranked Our 7 Top Gold IRA Companies

We wanted to provide our readers with the most comprehensive and up-to-date information about the top precious metals IRAs companies. In order to do this, we not only read through each company's website and available gold IRA reviews, but we also spoke with current and former customers of each company.

And we asked them about their experiences setting up and managing their gold IRA accounts and any pros and cons they could share. With all this information, we could compile our list of the seven best gold IRA companies. We ranked our top 7 IRA companies on several factors based on customer satisfaction, fees, account options, and more.

Let's explain each factor in more detail:

Reputation and Reviews

The company's reputation and reviews are one of the most important factors we consider when it comes to rating our top-rated gold IRA provider. Many IRA providers out there claim to be the best, but not all of them live up to their hype.

The good news is that the 7 top Gold IRA providers we listed on this page are consistently getting good reviews from their customers.

We checked ratings across authority bureaus such as the Better Business Bureau (BBA),  Business Consumer Alliance (BCA), Trustlink, TrustPilot, Google Reviews, and Consumer Affairs for proof of a solid reputation. These are the ones that you should consider when investing in a gold IRA.

We have done all the research and included all the above reviews' ratings in detail for you; however, you should also check their social media, such as Facebook, Twitter, and Instagram, to get some social proof before making a final decision.

Ease of Setup

How easy is it to set up an account with the precious metals IRA company? Are there any special requirements or hoops that you need to jump through? We considered those crucial questions when ranking our best Gold IRA companies of 2022.

A Gold IRA account should be straightforward to set up. And the assigned IRA specialist or IRA consultant should assist you in getting it done in a few easy steps.

We checked all of them; usually, they take only a few days to complete the entire process (setup, fund, purchase, and storage), not weeks or months. The precious metals IRA companies we selected here are all easy to work with and their IRA consultants are knowledgeable, reliable, and helpful.

Fair and Transparent Fees

A gold IRA company may charge a few different types of fees. We checked the best in the industry and discovered that their fees are fair and transparent. Standard costs associated with a precious metals-backed IRA include:

  • Setup fees are typically charged when opening your account with a gold IRA company.
  • Storage fees are charged annually and cover the cost of storing your gold.
  • Transaction fees are charged every time you buy or sell gold.
  • Custodial fees are the annual fees precious metals IRA custodians charge to maintain your accounts and take care of all the bookkeeping and administrative tasks related to your IRA account.

A Good Selection of IRS-Approved Gold and Precious Metal Products

When selecting a gold IRA investment company, it is crucial to consider the range of IRS-approved products on offer. And this is because not all gold and precious metal products are eligible for IRA investment, and you want to be sure that you have an excellent selection to choose from.

Our top gold IRA companies offer a wide range of products, including coins and bullions. A definitive list of IRA-accepted precious metals gives you the flexibility to invest in the option that best suits your needs and goals.

In addition, a good selection of products helps to ensure that you get the best possible value for your investment. By diversifying your retirement portfolio with various products, you can minimize your risk and maximize your potential return. So when ranking the best gold IRA companies, we take the range of IRS-approved products on offer into account.

Excellent Customer Service 

When you decide to invest in a gold IRA, you must be sure you are partnering with a company that provides excellent customer service. After all, you're investing a significant amount of money into your retirement, which is a long-term investment.

So you need to be confident that you can count on your gold IRA company for support and guidance throughout the life of your account. And the IRA company you are working with will be there for you in the future if you'll need to make any changes to your account or make withdrawals.

We checked all the best IRA providers in the market and added those who offer outstanding customer services to our top Gold IRA companies of 2022 list. Based on their customer reviews, their IRA consults can answer all your questions and concerns and help you navigate setting up your IRA. They are also available to help you with any potential issues that may arise after your account is set up.

Buy-back Program In Place

A buy-back program is vital because it allows you to sell back your gold anytime without paying taxes on the sale. It is imperative because it allows you to cash in on your investment if you need the money for an emergency or if you want to rebalance your portfolio.

Not all gold IRA providers offer a buy-back program, but you can be sure that each of these top 7 gold IRA companies will provide the best value trades.

Trusted Custodians and Secure Storage

After all, you are entrusting an IRA company with a valuable asset. Hence, we selected the top gold companies that specialize in gold IRAs. They are known to work with the most trusted custodians and highly secured depository. Together they all play critical roles in safeguarding your investment. They are very strict with whom they are partnering.

In addition to being licensed and insured, custodians must also meet strict financial requirements. And this helps to ensure that your gold is safe and sound. The security of the storage is critical because it'll ensure your gold is protected from theft and damage.

Want to read more on the Gold IRA companies reviews? Check out our Best Gold IRA Companies of 2022 Here!

Our Top IRA Companies - Final Thoughts 

If you are considering investing in gold for retirement, the last step before making your final decision is to request the Gold IRA investment guide from our best Gold IRA companies below. And you can start to work with your best company to help you invest in gold and secure your financial future.

The seven precious metals investment firms we've chosen as the best Gold IRA companies meet all mentioned criteria. They each have years of experience in the industry, and their certified experts are highly knowledgeable about self-directed retirement accounts.

They will walk you through the steps of setting up your IRA account, funding your account, and acquiring and storing your precious metals as needed. They will also answer any questions you have along the way. With their help, you can be confident that you are making the best decisions for your future.

Augusta Precious Metals Review - Best For Serious Investors:

If you're serious about protecting and diversifying your retirement savings, Augusta Precious Metals is your best precious metals IRA company. They are known for their experienced team of dedicated IRA consultants who do a fantastic job educating and helping their customers to make the best choices for their portfolios.

Augusta Precious Metals is committed to customer satisfaction to ensure you're getting the best possible service. Partner with Augusta Precious Metals, and rest assured that your future is in good hands. So if you're ready to take your retirement savings to the next level, contact Augusta Precious Metals today. (Minimum IRA account investment: $50,000)

GoldCo Review - Best For Good Reputation

If you're looking for a reliable and trustworthy gold IRA partner, we highly recommend Goldco in our list of top Gold IRA companies. With its good reputation and experience in the field, they have helped thousands of people retire with peace of mind.

Goldco have been an industry leader for over a decade and are committed to providing their clients with the best available metals. They also offer a competitive buyback program so you can invest with confidence. So if you're looking for a safe and secure way to invest for retirement, look no further than Goldco. They have everything you need to retire comfortably. (Minimum IRA account investment: $25,000)

Regal Assets Review - Best For Bullion & Fees

Regal Assets is a reputable Gold IRA company for buying IRS approved coins, gold bullion, other precious metals, or cryptocurrencies. It has been in the precious metals ira business for more than a decade. Regal Assets also has a strong reputation for customer service and security.

And Regal Assets charges very reasonable gold IRA fees and their gold price is also very competitive. So for anyone looking to purchase precious metals or cryptos to their investment portfolio, Regal Assets is the way to go. (Minimum IRA account investment: $5,000 - $10,000)

Nobel Gold Review - Best For Small Investors

Noble Gold offers various services and products tailored specifically for small investors because they understand that not all investors are created equal. Though Noble Gold has been around not as long as other firms listed in our top Gold IRA companies list, they have the rising star!

They have excellent reviews and ratings across all. Because they believe that everyone deserves access to quality investment advice and guidance, regardless of account size; hence if you're looking for the best gold IRA company for small investors, look no further than Noble Gold. They'll help you grow your wealth and secure your financial future.(Minimum IRA account investment: $2,000)

Birch Gold Review - Most Experienced IRA Company

When it comes to the most experienced Gold IRA company, Birch Gold Group is one of the tops. They've been helping people invest in precious metals for over 20 years, and they know what it takes to get the most out of your investment.

Investing in a gold IRA with Birch Gold Group is a smart way to diversify your portfolio and protect your retirement savings from market volatility. Contact Birch Gold today to learn more about how they can help you reach your retirement goals. (Minimum IRA account investment: $10,000)

Advantage Gold Review - Most Experienced IRA Company

In our list of the 7 top-rated precious metals IRA companies, Advantage Gold is the best gold IRA company for first-timers because they focus on education and excellent customer service. They deserve high ratings and excellent reviews from their customers because their team of highly knowledgeable consultants is willing to help each customer to get started investing in gold.

In addition, they offer a wide range of educational resources to help people to get started. Best of all, their fees are very reasonable and do not charge any hidden fees. With Advantage Gold, you can be sure you are getting the best possible value for your money. (Minimum IRA account investment: $10,000)

BullionVault Review - Best For Trading Gold & Silver Online

When it comes to trading gold, silver, and other precious metals online, there is no better option than BullionVault. With over a decade of experience, BullionVault is the world's largest online bullion market. They offer gold and silver trading and gold IRA services with highly secured international storage. BullionVault makes it easy to buy and sell gold and silver.

BullionVault's online platform is user-friendly and offers real-time pricing. The best part, it provides the most competitive prices in the industry. With their dedication to security, convenience, and competitive prices, they are the perfect choice for anyone looking to invest in precious metals. (Minimum IRA account investment: n/a)

If you wish to read more detailed gold IRA company reviews in terms of fees, gold IRA custodian, storage, and customer services, click here to read the Best Gold IRA Companies!

Frequently Asked Questions About Gold IRAs

What is precious metals IRA or gold IRA?

Precious Metals IRA or a Gold IRA is a self-directed individual retirement account (IRA) that provides investors with another way to diversify their retirement portfolio by investing in physical gold and silver bullion with other precious metals instead of stocks and bonds, which can be risky when the market is unstable.

Precious Metals IRA or a Gold IRA, will allow you to invest your money into high purity gold bullion products like American Eagle gold coins which can only be stored within this type of account. And only a specific gold IRA company offers such investment products; hence, you can't find them at your local broker or mutual fund company because they specialize in paper investments like stocks, bonds & ETFs rather than metal trading.

Gold IRAs are popular because they offer protection from inflation and economic uncertainty. As we know that precious metals like gold is an excellent hedge against inflation and volatility and preserves its value during market downturns. Because physical gold or physical precious metals is a tangible asset; hence it can be withdrawn from the account at any time - unlike stocks or bonds.

Benefits of investing in a gold IRA?

Security and Stability 

It's hard to foresee the near future market condition, but investing in a gold IRA account as part of your retirement plan can provide security and stability. Gold is a proven asset that hedges against inflation.

Diversification

Investing in a gold IRA is a smart way to diversify your investment portfolio, especially for your retirement plan, which can help reduce risk.

Tax-free Growth 

Remember, when you have gold within a 401(k) or traditional IRA, you can enjoy tax-deferred, which means that you don't need to pay on the earnings until you withdraw the money in retirement.

Hedge against Volatility 

As you witnessed, the volatility of the stock markets in recent years. So it's critical to hold gold or other precious metals as part of your retirement savings plan, which will significantly help protect you from these fluctuations and volatility. And a gold IRA can greatly help you with this!

Is a gold IRA a good investment?

Gold IRA investment is a type of investment where an individual's retirement account is backed by physical gold. Many people view this as a good investment because gold is seen as a stable asset that can preserve its value over time, even during economic turmoil.

Gold IRA investments typically have lower fees and expenses than other retirement accounts, making them an attractive option for many people. Additionally, Gold is a physical asset that can be easily converted into cash if needed, providing a degree of flexibility and security not found in other types of investments.

While there are many benefits to investing in a Gold IRA, it also comes with risks similar to other investments. The volatility, as no one can predict the future, the gold price can be up and down. Also, when investing in physical commodities, one of the most concerning risks is subject to theft. Therefore, working with a trusted Gold IRA company can help remediate those risks.

After all, a Gold IRA can be a good gold investment option for those looking for stability and diversification in their retirement portfolio.

What is a gold IRA rollover?

With a gold IRA rollover, you can roll over funds from an existing retirement account into a new gold-backed account that invests in gold. And this allows you to diversify your portfolio and hedge against inflation without having to take physical possession of gold.

Before doing a gold IRA rollover, a few things to consider are whether your existing retirement account allows for rollovers and how much gold you want to allocate to your Gold IRA.

There are two types of gold IRA rollovers: direct and indirect. With a direct rollover, the funds are transferred directly from one retirement account, such as a 401 9k) or another IRA account to your new gold IRA.

An indirect rollover occurs when the funds are first distributed to you, and you have 60 days to redeposit them into another retirement account. Gold IRA rollovers are typically direct rollovers, although you may also be able to do an indirect rollover.

The most appealing benefit is that it allows investors to use those funds without paying taxes on them again.

What is IRS-approved gold?

Knowing which types of gold are approved by the Internal Revenue Service (IRS) is a must if you're planning to invest in a gold IRA. The IRS has specific guidelines for what types of gold bullion and coins are eligible for inclusion in a Gold IRA.

Gold bullion must meet certain purity or fineness standards to be IRS-approved. For example, gold must have a purity of 99.5% or higher. The most popular type of IRS-approved gold bullion is 24-karat gold coins. IRS-approved gold coins include the American Gold Eagle (it's an exception, for its lesser purity standard of 91.67% pure, you can still hold them in a gold IRA), Canadian Gold Maple Leaf (99.99%), and Australian Gold Kangaroo (99.99%)

In addition to gold coins, certain gold bars are also eligible for inclusion in a Gold IRA. The gold bars must meet specific size and weight requirements, and they must be produced by an approved refiner or assayer. Some of the most popular IRS-approved gold bars include the Credit Suisse Gold Bar, the PAMP Suisse Gold Bar, and the Royal Canadian Mint Gold Bar.

When investing in gold, it's crucial to ensure that you buy IRS-approved gold and silver coins and bars. Otherwise, you could end up paying taxes on your investment. Any of our hand-picked gold IRA company will guide you when you work with them to ensure that you will invest in IRS-approved precious metals.

**Important Note: Many collectibles or numismatic coins are not eligible for holding in a precious metals IRA.

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